Agriculture Loans in India — Easy Finance for Farmers & Agri-Business

Looking to buy seeds, farm machinery, expand your agricultural business, or manage crop expenses? A farm or agriculture loan in India can provide the funds you need to grow your agricultural venture efficiently.

At Lotus Capital Finserv, we help farmers, agri-business owners, and cooperatives access agriculture loans with flexible repayment options, competitive interest rates, and fast approvals. Whether it’s for crop cultivation, livestock, or farm infrastructure, our experts guide you in choosing the right loan suited to your needs.

Who Can Apply for Agriculture Loans?

Agriculture loans are designed for:

• Individual farmers
• Agri-business owners and cooperatives
• Dairy, poultry, or livestock farmers
• Small and medium farm enterprises
• Horticulture and plantation owners

Types of Agriculture Loans Available

• Crop Loans — For seasonal crops, seeds, fertilizers, and pesticides.
• Farm Machinery Loans — Purchase tractors, harvesters, irrigation systems, and other equipment.
• Dairy & Livestock Loans — Finance for cattle, poultry, or aquaculture projects.
• Farm Infrastructure Loans — Build storage facilities, greenhouses, or irrigation systems.
• Agri-Business Loans — Expand or modernize your agricultural enterprise.

Eligibility Criteria

While eligibility may vary by lender, common requirements include:

• Indian citizen or resident farmer
• Proof of land ownership or lease agreement
• Project plan or purpose of the loan
• Credit history and repayment capacity
• Farmer registration or Kisan ID (if applicable)

Benefits of Applying with Lotus Capital Finserv

• Access to multiple lenders for the best rates
• Flexible repayment tenures aligned with crop cycles
• Fast approval and disbursement
• Expert guidance from application to settlement
• Tailored solutions for small, medium, and large farmers

How to Apply for an Agriculture Loan

• Step 1: Consultation with our agriculture loan expert
• Step 2: Assess eligibility and financial requirements
• Step 3: Compare suitable loan options
• Step 4: Submit documents and project details
• Step 5: Loan approval and disbursement

Our team ensures the application process is simple, transparent, and fast. Most loans are sanctioned in 7–15 working days, depending on the lender and project type.

Apply Today

If you are ready to grow your farm or agri-business with proper financing, Lotus Capital Finserv is here to assist.

Contact us now — Contact Us