What is a Takeover Loan?

A Takeover Loan allows you to refinance or take over an existing loan from another lender, usually to secure better interest rates, lower EMIs, or more flexible repayment terms. At Lotus Capital Finserv, we simplify the process and help you move your loan smoothly while saving money and improving cash flow.

Who Can Apply for a Takeover Loan?

Takeover loans are suitable for individuals, professionals, and business owners who want to refinance existing loans — whether home loans, personal loans, or business loans. Eligibility depends on your credit history, repayment track record, and outstanding loan balance. Lotus Capital Finserv guides you through these criteria to make the process seamless.

Benefits of a Takeover Loan

• Lower interest rates compared to your existing loan.
• Reduced EMIs for easier monthly repayment.
• Flexible loan tenure and repayment options.
• Consolidate multiple loans into a single manageable loan.
• Improve cash flow and financial planning.

Our advisors ensure your loan takeover aligns with your financial goals and helps you save money.

How Much Can You Take Over?

The takeover loan amount depends on your existing loan balance, income, and repayment capacity. Lotus Capital Finserv evaluates your financial situation and advises the maximum amount that can be safely transferred while optimizing interest savings and repayment flexibility.

Choosing the Right Takeover Loan

Takeover loans vary in structure and terms. Our team guides you on:

• Which lender and loan product suit your needs best.
• Interest rates, tenure options, and repayment schedules.
• Processing and legal fees to ensure transparency.

We help you select the loan structure that saves the most and minimizes financial stress.

Understanding Fees and Repayments

Takeover loans may involve processing charges, legal fees, and prepayment penalties on the existing loan. Lotus Capital Finserv explains all costs upfront and helps structure your repayment plan for maximum convenience and savings.

Why Choose Lotus Capital Finserv for Your Takeover Loan?

Lotus Capital Finserv offers access to multiple banks and NBFCs across India. We help with documentation, negotiate the best terms, and guide you through the entire loan takeover process efficiently and transparently.

Whether you want to reduce your EMI, consolidate multiple loans, or refinance at lower interest rates, Lotus Capital Finserv supports you every step of the way. Call us today — Contact Us