Business Loan
Business Loans in India — Fast, Flexible & Affordable
Looking to expand your business, manage working capital, buy new equipment, or restructure existing loans? A business loan in India can help you achieve your business goals with the right financial support. Lotus Capital Finserv assists companies of all sizes in securing loans with flexible repayment options, competitive interest rates, and quick approvals.
Our team at Lotus Capital Finserv works with multiple banks and NBFCs to provide customised business loan solutions tailored to your requirements. Whether you need a short-term working capital loan or a long-term term loan for expansion, we help you get the best deal possible.
Why Choose a Business Loan?
Business loans are essential for managing finances efficiently and funding growth initiatives. You may consider a business loan if:
- You want to expand your operations or open a new branch
- You need working capital to manage day-to-day expenses
- You want to purchase machinery, equipment, or vehicles
- You need to consolidate existing business debts
- You are planning a short-term project or seasonal expansion
- You want better interest rates than current credit facilities
Lotus Capital Finserv ensures your business finances stay on track while giving you access to the funds you need to grow.
Types of Business Loans Available
Depending on your business needs, we offer multiple loan options:
- Working Capital Loan — Short-term funds for daily operations
- Term Loan — Long-term financing for expansion or capital expenditure
- Equipment/Asset Loan — Purchase machinery, vehicles, or technology
- Business Line of Credit — Flexible revolving credit for ongoing expenses
- Debt Consolidation Loan — Combine multiple loans into one for easier repayment
Eligibility Criteria for Business Loans
Lenders typically assess the following criteria before approving a business loan:
- Business registration and legal compliance
- Minimum operating history (usually 1–3 years)
- Stable financial performance and turnover
- Profit & Loss statements and balance sheets
- Credit score of the business and promoter(s)
- Existing debt obligations and repayment capacity
Benefits of Applying With Lotus Capital Finserv
By choosing us as your business loan partner, you gain multiple advantages:
- Access to multiple banks and NBFCs
- Competitive interest rates tailored to your business
- Quick and hassle-free loan approval process
- Flexible repayment options based on cash flow
- Expert guidance from application to disbursal
- Customized loan solutions for SMEs, startups, and established businesses
How to Apply for a Business Loan in India
Our application process is simple and transparent:
- Step 1: Speak with our business loan consultant
- Step 2: Assess eligibility and required documents
- Step 3: Compare multiple lenders for the best rate
- Step 4: Submit application and documentation
- Step 5: Loan approval and disbursal
Most business loans are sanctioned within 3–7 business days, depending on lender verification and documentation.
Ready to Grow Your Business?
Secure the funds your business needs to thrive with Lotus Capital Finserv.
Contact us today — Contact Us
